Virtual accounts · automatic onramps

Local accounts.Stablecoins, automatically.

Give your customers a virtual EUR IBAN or US ACH account. 1Chain automatically onramps incoming funds directly into USDC or EURC.

Explore the flow
EUR IBANUS ACH→USDCEURC

1CHAIN / ACCOUNT ROUTING

Illustrative flow

Auto-onramp

Virtual EUR account

Customer deposit details

EUR

IBAN

•••• •••• •••• 4812

Example

Destination asset

Configurable
€

EURC

Stablecoin onramp

EUR

→ EURC

Example only · account details are masked

The flow

From a local bank transfer to a stablecoin outcome.

One connected path for the way customers fund and the way your product wants to receive value.

  1. 01

    Customer pays locally

    Share EUR IBAN or US ACH account details so customers can send a familiar bank transfer.

    EUR IBAN · US ACH
  2. 02

    1Chain onramps the funds

    Incoming fiat is routed into the stablecoin destination configured for that account flow.

    Automatic conversion
  3. 03

    USDC or EURC comes through

    Build around a digital dollar or euro outcome without asking customers to start with crypto.

    USDC · EURC
Next: stablecoin settlement

One account layer, two rails

Local by default. On-chain by design.

A focused set of virtual account and onramp primitives for products that need to move between bank money and stablecoins.

01

EUR RAIL

A virtual EUR IBAN

Give customers EUR account details for local bank transfers, then connect those incoming funds to your stablecoin flow.

EUR IBAN
02

USD RAIL

A virtual US ACH account

Offer US customers ACH account details and route incoming dollars into the destination asset your flow requires.

US ACH
03

ONRAMP OUTPUT

USDC or EURC, automatically

Turn the local account experience into a direct onramp to digital dollars or euros—without making crypto the first step.

USDC · EURC

For product & engineering

The money movement is complex. The customer flow doesn't have to be.

Connect local account details to a defined stablecoin outcome. Build the virtual account experience into the product you already own.

  • Offer EUR IBAN or US ACH account details
  • Choose USDC or EURC as the onramp destination
  • Keep the deposit experience familiar to customers

Account flow preview

ILLUSTRATIVE CONFIGURATION

EUR → EURC

Your integration defines

Incoming railEUR IBAN01
Onramp destinationEURC02
Customer actionBank transfer03
Local bank rail connected to a stablecoin destination

Product illustration · confirm API capabilities with the 1Chain team

Clear rails. Clear outcomes.

Built for money movement in the real world.

A local account on the front end. A defined stablecoin outcome on the back end. One focused flow that is easier to explain to your team and your customers.

01

Start with familiar rails

Customers fund through a EUR IBAN or a US ACH account instead of starting with a crypto wallet.

02

Make the destination clear

Map the incoming fiat flow to USDC or EURC, so the outcome is clear before the transfer begins.

03

Know who operates the flow

1CHAIN INC. is registered as a Money Services Business in Canada for virtual currency services.

Read about registration details

Your next onramp starts here

Make local bank transfers the start of your stablecoin flow.

Tell us how you want to use EUR IBAN or US ACH accounts and where you want the funds to land.

Explore onboarding